Verified company identity
Link credit information to the correct legal entity and Companies House registration number, reducing ambiguity between trading names, groups and similarly named companies.
Advanced Credit Reporting Features
Our platform provides comprehensive credit monitoring tools for insurers and brokers.
Credit Score Tracking
Track available credit ratings and material movements against your review policy.
Financial Stability Analysis
Combine financial indicators with regulatory and ownership context.
Credit Change Alerts
Create review alerts when a rating or configured financial threshold changes.
How Credit Reporting Works
Our platform simplifies credit monitoring and risk assessment.
1
Add Entities
Add companies and individuals you want to monitor for credit changes.
2
Automated Monitoring
Our system continuously monitors credit ratings and financial stability.
3
Risk Assessment
Receive detailed reports and risk assessments based on credit data.
Commercial risk intelligence
Financial-risk signals in the same investigation workspace
Credit information is more useful when it is connected to company identity, ownership, regulatory status and monitoring history. Regulated gives insurance teams a joined-up view of material financial deterioration and the compliance actions it should trigger.
Ratings and material movements
Record current indicators and detect threshold breaches or significant deterioration. Tenant rules can open a financial-risk review when a rating moves outside the organisation’s appetite.
Connected regulatory context
Review commercial risk alongside FCA status, sanctions, PEP, ownership and adverse-media signals instead of making a decision from a standalone score.
Reviewable decisions
Assign the resulting work, capture evidence and rationale, require approval where needed and retain the complete history without editing the original record.
Built for real insurance workflows
Use Regulated during onboarding and throughout the commercial relationship, with clear ownership and a defensible record of every material decision.
- Assessing policyholders, intermediaries, suppliers and delegated-authority partners.
- Monitoring financial deterioration during a commercial relationship.
- Triggering reviews when tenant-defined credit thresholds are breached.
- Combining commercial and regulatory signals for a complete counterparty view.
Frequently asked questions
Is a credit score used as an automatic acceptance decision?
It does not have to be. Tenant rules can use a score or rating as one risk signal, while the final outcome remains subject to wider evidence and human review.
Can we define our own financial-risk thresholds?
Yes. Thresholds and resulting actions can vary by tenant, plan, relationship type or workflow, including warnings, reviews and approval requirements.
Can credit movements create monitoring alerts?
Yes. A material movement can create or update an alert, attach its evidence and open a deduplicated financial-risk case for investigation.